⚠️ DRAFT — reviewed by Claude (AI), not by licensed legal counsel. Not a substitute for an attorney. Have a licensed attorney review this before you publish it or launch publicly with real users. Items flagged [confirm] need a human decision or a fact you must supply.

This is a careful associate-attorney-style first pass, not authoritative legal advice.

Cohort — Terms of Service

Effective date: June 30, 2026

These Terms of Service (“Terms”) are a binding agreement between you and Bodhi Technologies, Inc. (“Cohort,” “we,” “us,” or “our”) governing your use of the Cohort application and related services (the “Service”). Please read them carefully.

These Terms include a mandatory individual-arbitration provision, a jury-trial waiver, and a class-action waiver (Section 16) that affect your legal rights, and a limitation of liability (Section 13). You may opt out of arbitration within 30 days (Section 16).

By creating an account or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

1. Acceptance

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms.

2. Eligibility

You must be at least 18 years old and able to form a binding contract under applicable law. By using the Service you represent that you meet these requirements. The Service is not intended for anyone under 18.

3. Your account

You are responsible for your account and for keeping your sign-in method secure. You agree to provide accurate information and to notify us promptly at emercenari@joinbuo.com of any unauthorized use. You may sign in using Apple Sign In or email. You are responsible for activity that occurs under your account.

4. License to use the Service

We grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Service for your own personal relationship-management purposes, subject to these Terms. We retain all rights, title, and interest in and to the Service, including all software, design, content we provide, and trademarks. No rights are granted to you except as expressly set out here.

5. Your content

You own the content you put into Cohort — the contacts, notes, interactions, and other information you enter (“Your Content”). You grant us a limited, worldwide, royalty-free license to host, store, process, transmit, and display Your Content solely to operate and provide the Service to you, including sending relevant context to our AI provider when you request a draft (see Section 7 and the Privacy Policy). This license ends when you delete Your Content or your account, except for backups cycled out in the ordinary course and anything we must retain by law.

You represent and warrant that you have the right to enter the information you add about other people, and that doing so does not violate any law or any other person’s rights (including privacy and publicity rights).

6. Prohibited conduct

You agree not to:

7. AI features and disclaimer

Cohort uses third-party AI (currently OpenAI) to generate suggested message drafts. AI output may be inaccurate, incomplete, biased, or inappropriate. You are solely responsible for reviewing, editing, and deciding whether to send any message. We do not guarantee the accuracy, quality, or suitability of any AI-generated content, and you assume all responsibility and risk for content you choose to send. AI drafts are not legal, medical, financial, or other professional advice.

You are responsible for your communications. When you send a message (whether or not AI-assisted), you are responsible for complying with all applicable laws, including anti-spam and communications laws such as the U.S. CAN-SPAM Act and the Telephone Consumer Protection Act (TCPA), and for having any consent those laws require.

We respect intellectual property rights. If you believe content on the Service infringes your copyright, send a notice with the information required by 17 U.S.C. § 512(c)(3) to emercenari@joinbuo.com (subject line: “DMCA Notice”). We may remove allegedly infringing content and terminate repeat infringers. [confirm: if you expect user-to-user sharing or any public content, register a DMCA designated agent with the U.S. Copyright Office at dmca.copyright.gov. Today Cohort content is private to each user, which reduces but does not eliminate this obligation.]

9. Subscriptions and payments

Some features may require a paid subscription, offered through the in-app paywall and sold and billed by Apple via the App Store / in-app purchase. We do not process or store your payment-card details.

10. Apple App Store terms

The following apply when you obtain the app through Apple’s App Store. You and we acknowledge that:

11. Service availability

The Service is provided on an “as available” basis. We may modify, suspend, or discontinue features at any time. We do not guarantee uninterrupted or error-free operation, and we are not liable for any unavailability.

12. Termination

You may stop using the Service and delete your data at any time from Settings → Privacy & data → Delete all data. We may suspend or terminate your access if you materially violate these Terms or if reasonably necessary to protect the Service, us, or other users. On termination, your license ends and you must stop using the Service. Sections that by their nature should survive termination survive, including Sections 5, 7, 8, 11, 13–18, and 20.

13. Disclaimers and limitation of liability

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COHORT AND ITS OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, PROFITS, REVENUE, OR GOODWILL, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Exceptions. Nothing in these Terms limits liability that cannot be limited or excluded under applicable law (for example, liability for fraud, gross negligence, or willful misconduct, or, where applicable, death or personal injury caused by negligence). Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above may not apply to you; in that case our liability is limited to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify and hold harmless Cohort and its officers, employees, and suppliers from third-party claims, damages, liabilities, and reasonable expenses (including reasonable attorneys’ fees) arising out of (a) Your Content, (b) your use of the Service in violation of these Terms or applicable law, or (c) your violation of any third party’s rights. This does not apply to the extent a claim arises from our own breach of these Terms, gross negligence, or willful misconduct. We will notify you of the claim, may participate in the defense with our own counsel, and you will not settle any claim in a way that imposes obligations on us without our prior written consent.

15. Informal dispute resolution first

Before starting an arbitration, you and we agree to try to resolve the dispute informally for at least 30 days. Send a written notice of dispute to emercenari@joinbuo.com (or, for us to you, to your account email) describing the dispute and the relief requested. This requirement does not apply to a request for injunctive relief to protect intellectual property or security.

16. Binding arbitration; jury-trial and class-action waiver

PLEASE READ — THIS AFFECTS YOUR LEGAL RIGHTS.

This Section is governed by the Federal Arbitration Act (FAA).

Agreement to arbitrate. Except as stated below, you and Cohort agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration, and not in court. You and we waive the right to a trial by jury.

Small-claims exception. Either party may instead bring an individual claim in small-claims court if it qualifies and stays in that court.

Delegation. The arbitrator, and not any court, has the exclusive authority to resolve all threshold questions, including the arbitrability, scope, interpretation, formation, unconscionability, and enforceability of this arbitration agreement — except that a court decides any dispute about the class-action waiver below.

Rules and forum. The arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules (available at adr.org), as modified by these Terms. The arbitrator may award the same individual relief a court could. Unless you and we agree otherwise, any in-person hearing will take place in the county of your residence or another mutually agreed location; the arbitration may also be conducted by telephone, video, or written submissions.

Class-action waiver. YOU AND COHORT AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate or join more than one person’s claims, except as provided in the batch-arbitration provision below.

Batch arbitration. If 25 or more similar arbitration demands are submitted by or with the coordination of the same or coordinated counsel, the demands will be administered in batches of up to 50, with a single filing fee per batch and one arbitrator per batch, to promote efficiency. This provision does not waive any party’s rights other than as stated.

30-day opt-out. You may opt out of this Section 16 within 30 days of first accepting these Terms by emailing emercenari@joinbuo.com with your name and a statement that you opt out of arbitration. Opting out does not affect any other part of these Terms.

Severability / poison pill. If the class-action waiver is found unenforceable as to a particular claim or request for relief, then that claim or request will proceed in court (and the arbitration agreement will not apply to it), while all other claims will still be arbitrated. If any other part of this Section is found unenforceable, the rest remains in effect.

17. Governing law and venue

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules, except that Section 16 is governed by the FAA. [confirm: align governing law with the state where Bodhi Technologies, Inc. is incorporated/headquartered.] For any dispute not subject to arbitration, you and we consent to the exclusive jurisdiction and venue of the state and federal courts located in Florida [confirm county]. Nothing in these Terms waives any non-waivable rights you may have under the consumer-protection laws of your home jurisdiction, including the Florida Deceptive and Unfair Trade Practices Act (FDUTPA) where applicable.

18. Changes to these Terms

We may update these Terms. For material changes, we will provide notice (for example, in-app or by email) at least 30 days before they take effect, and we will revise the “Effective date” above. Changes that are required by law or that benefit you may take effect sooner. If you continue to use the Service after changes take effect, you accept the revised Terms; if you do not agree, stop using the Service and you may delete your account.

19. Contact

Questions about these Terms: emercenari@joinbuo.com [confirm: add a business mailing address for the operating entity.]

20. General

Maintained at the Cohort legal repository and linked from within the app. DRAFT — reviewed by Claude (AI); have licensed counsel review before public launch.